Harts Insurance & Risk Management

Insurance Cover

We build relationships with our clients to fully understand their business needs and provide optimal solutions. As your insurance broker, we will offer you:

A confidential environment in which to discuss your business issues
Analysis of the risks you face and appropriate cover
Completely independent advice
Access to a large number of insurers, both UK and international, including the Lloyd's market
A tailored programme that meets your specific needs
Lower premiums, sustainable over the long term
Assistance with claims, by dealing directly with the insurer on your behalf

The classes of Insurance are wide and varied, including:-

•	Public & Products Liability	•	Construction Risks / Hired in Plant
•	Professional Indemnity	•	Motor Fleet
•	Employer’s Liability	•	Marine & Goods in Transit
•	Directors and Officers Liability	•	Environmental Impairment Liability
•	Employment Practices Liability	•	Money, Fraud
•	Internet Liability	•	Crime & Theft
•	Legal Expenses	•	Terrorism
•	Engineering and Computer Risk	•	Kidnap & Ransom
•	Property Damage and Business Interruption	•	Personal Accident and Travel

Our dedicated account managers will provide service throughout the year to ensure you have the most suitable protection, accommodating changes to your business.